Maximise your Recoveries
We offer transactional solutions to accelerate the debt recovery process. When you no longer wish to invest in protecting the relationship with your customer, it is a simple net present value exercise.
A single disposal transaction can potentially maximise your recoveries and minimise your costs. Credit grantors have many different reasons for selling. Some parties sell routinely as part of a normal business process to manage administration burdens, and others sell to resolve challenges that may have developed in specific portfolios or exposures.
The typical steps to a debt disposal transaction:
Isolate the portfolio
Determine a cut-off date to draw information which becomes the effective date
Estimate the anticipated cash flows
Ascertain the costs to effect the recoveries
Assess the risks to determine an appropriate discount rate
Debt sale agreements have become relatively standardised documents